Disability Pension

Conditions Of GrantA claim for disability pension arises only if an individual is invalided out of service on account of disability which is accepted as attributable to or aggravated by his military service.

Individuals placed in low medical category permanently and discharged as no alternative employment in their trade/category suitable to their low medical category could be provided or unwilling to accept the alternative employment or retained in alternative appointment and subsequently discharged before completion of their engagement shall be deemed to have been invalided out from service for the purpose of the Entitlement Rules.

All PBOR are required to be medically examined by medical officer prior to their release/ retirement / discharge.

Service Gratuity

The minimum period of qualifying service for earning service gratuity is 5 years ( without weightage).

The service gratuity is admissible at the rate of 1/2 a month's reckonable emoluments (Pay, plus Grade pay plus MSP plus 'X' group pay, including classification allowance, if any and DA admissible on the date of discharge) for each completed six monthly period of actual qualifying service rendered.

On Dismissal :-

An individual dismissed from service under the Army Act is ineligible for pension / gratuity in respect of his previous service. However in exceptional cases, he may at the discretion of the President, be granted service pension or gratuity at a rate not exceeding that for which he would have normally qualified.

Individuals removed from service under section 20 of the Army Act may also be considered for grant of pension/ gratuity by the competent authority i.e. Government of India subject to the reduction in amount of pension/ gratuity if considered necessary on the merits of each case.

Retirement Gratuity

An individual who has completed 5 years qualifying service and is eligible for service/invalid gratuity or pension of any type, shall be granted Retirement Gratuity equal to 1/4 of reckonable emoluments (Pay, plus DP including classification allowance if any, plus dearness relief on the date of discharge/invalidment) subject to maximum of 16� times of the reckonable emoluments restricted to Rs. 10 Lakhs.

Death Gratuity

Death gratuity at the following rates is admissible in the event of death in harness: -S.NLength of Qualifying ServiceRate of Death Gratuity(1)Less than one yearTwo times of reckonable emoluments.(2)One year or more but less than 5 yearsSix times of reckonable emoluments.(3)Five yrs or more but less than 20 yrsTwelve times of reckonable emoluments(4)20 years or moreHalf of the reckonable emoluments for each completed six monthly period of qualifying service subject to a min. of 12 times and a maximum of 33 times of the reckonable emoluments with a overriding ceiling of Rs. 10 lakhs.

INTEREST SUBSIDY ON HOME LOAN TO ESM

Interest Subsidy on Home Loan to ESM

Upto Maximum Rs 1.00 Lakh To War Widow/war Bereaved/war Disabled And Attributable Peace Time Casualties(all Ranks)

Background

KSB reimburses interest by way of subsidy on loan from banks for construction of house to War Bereaved, War Disabled and Attributable Peace time casualties. This scheme was started before 1991 with upper limit of Rs 70,000/- for eligibility of the grant of interest subsidy, even though the loan taken might be of a higher amount. 50% of the interest charged by the banks or Govt/Public Sector including LIC,GIC and HUDCO would be reimbursable as interest subsidy. This was revised in May 1991 with the upper limit of Rs 1,00,000/-.

Aim

The aim of this grant is to provide a small measure of relief to war bereaved, war disabled and attributable peace time casualties(all ranks).

Financial Assistance

Reimbursement of interest on loan taken from banks for construction of house to War Bereaved, War Disabled and Attributable Peace time casualties is provided out of AFFD Fund. The upper existing limit of Rs 1,00,000/- for eligibility of the interest subsidy, even though the loan taken may be of a higher amount . 50% of the interest charged by the banks or Govt/Public Sector including LIC, GIC and HUDCO would be reimbursable as interest subsidy.

Eligibility Conditions

The following criteria must be fulfilled:-

(a) This facility is applicable for War Bereaved, War Disabled and Attributable Peacetime casualties only.
(b) Interest subsidy is admissible up to maximum loan of Rs 1,00,000/- only even though the loan taken may be of a higher amount.
(c) Subsidy will be paid up to a maximum period of five years or the date of final repayment of loan whichever is earlier.
(d) 50% of the interest charged by bank or Govt/public sector including LIC,GIC,HUDCO would be reimbursable as interest subsidy.
(e) The interest subsidy would be payable half yearly direct to the applicant.

Application

Application should be made with recommendation of the concerned Zilla Sainik Board with the following information/documents:-

(a) Certificates from the concerned banker or reputed organizations in Govt/PSUs including LIC,GIC and HUDCO are as follows:-
(i) A certificate to the effect that there would be no change in the schedule of repayment.
(ii) A statement showing the amount of interest actually paid for the period covered under the claim.
(iii) A certificate to the effect that repayment of loan along with interest was regular.
(b) A copy of Ex-Servicemen Identity Card duly attested.
(c) A copy of Discharge Book duly attested.

Processing at KSB Sectt.

On receipt at KSB Sectt, the Account Section-in-Charge will assign the application to a designated clerk who will enter desired data from the applications in to computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the case in relevant file for processing to JD(Account) who will obtain approval of Secretary, KSB.

Payment Procedure

After approval of Secretary, KSB, the application will be processed for payment by the Account Section. After verifying the ESM's service number, name, banker's IFS Code and bank account number, etc, the Account Section will issue payment instructions to the Accounts Section for payment to concerned ESM via ECS for procurement of toolkit.

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Annexure 1

FINANCIAL ASSISTANCE FOR FUNERAL OF ESM

Financial assistance for Funeral of ESM

The Armed Forces personnel, by virtue of isolation imposed by the service conditions, generally remain cut off from society. The meager terminal benefits received on his retirement mostly are spent in acquiring a house. In such a case, worsened by uncooperative attitude of most agencies, they find it difficult to start off into a second career. Without a stable source of income, burdened with usual social and family responsibilities, when they become old age, most of ESM land up in a state of poverty. In the extreme cases, a widow of ESM borrows money for his last rites. To mitigate such a situation, a scheme for grant of money to a widow for funeral of her ESM husband was introduced. This scheme to provide financial assistance to widows of ESM was started in May 2007 with an amount of Rs 5,000/-.

Aim

The aim of this aid gratis is to provide financial assistance to a widow for the last rites of her ESM husband.

Financial Assistance

For funeral out of AFFDF is provided as onetime of Rs.5000/-.

Eligibility Conditions

The following criteria must be fulfilled:-

(a) Applicant must be widow of an ESM.
(b) Should be of rank Havildar & below.
(c) Should be recommended by respective ZSB.
(d) Should not have taken money from ADLRS (Army/Navy/AF) for the funeral.

Application

Application should be made on the prescribed application format with recommendation of the Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of the following documents duly attested by the concerned ZSWO must accompany the application:-

(a) Complete Service Discharge Certificate/Book.
(b) Death Certificate issued by the Competent Authority.
(c) Widow I-Card issued by concerned ZSB.
(d) A certificate from widow stating that she has not availed ADLRS assistance.
(e) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible widow at her respective ZSB at the earliest. The ZSWO will scrutinize the application and if found correct in all respects, will forward it (hard copy as well as soft copies) along with other applications on a monthly basis, direct to KSB Sectt for payment. Old cases will not be entertained.

Processing at KSB Sectt.

On receipt in the Welfare Section, these applications will be filed in order of receipt. The Section-in-Charge will assign this file to a particular clerk who will enter the desired data from the applications onto the computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list to JD(Welfare) for approval. Such applications pertaining to payment from AFFDF will be processed for approval of competent authority.

Payment Procedure

After approval of the Competent Authority, the approved list of applicants will be processed for payment by Welfare Section. After verifying the ESM's service number, name, bankers IFS Code and account number, the Welfare Section will forward the payment instructions to the Accounts Section, who will make the payments directly via ECS or by an account payee cheque.

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Annexure 1

FINANCIAL ASSISTANCE FOR REPAIR OF HOUSE DAMAGED IN NATURAL CALAMITY

Financial assistance for repair of house damaged in natural calamity

Because of limited financial resources available to an ESM or their widow or orphan, it is very difficult for them to repair their house when ravaged by natural calamity. In cases of wide spread natural calamities, State and Central Govts step in and provide financial assistance for rehabilitation and rebuilding. However, in case of the localized events like damage due to isolated landslide, such aid may not be forthcoming or timely. In order to provide some financial assistance for repair of house, a grant is provided by the KSB Sectt to eligible orphan daughter of all ranks and 100% disabled ESM/ widow. This scheme was started in 1981 with an amount of2,500/, which was revised in May 2007 to Rs 20,000/- .

Aim

The aim of this scheme is to provide financial assistance for repair of house to an orphaned daughter of all ranks and 100% disabled ESM/widow up to the rank of Havildar/equiv whose house has been damaged in natural calamity.

Financial Assistance

For the House Repair out of AFFDF is provided at a rate of Rs.20,000/- (max) to orphan daughter of all ranks 100% disabled ESM/widow of ESM upto the rank of Havildar / equivalent whose house is damaged by natural calamity.( payable in one installment).

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be an orphan daughter of all ranks.
    (b) Should be 100% disabled ESM/widow upto the rank of Havildar/equivalent.
    (c) House should have been damaged as result of a natural calamity notified by the Centre/State Govts only.
    (d) Should be recommended by respective Zila Sainik Board (ZSB) and Rajya SainikBoard (RSB).

Application

Application should be made on prescribed format with recommendation of respective ZSWO on it. A specimen application format is placed at Annexure 1. Copies of following documents duly attested by ZSWO must accompany the application:-

    (a) Service Discharge Certificate/Book.
    (b) House Ownership Certificate.
    (c) Certificate from the State Govt/Revenue officials regarding cause of damage and estimated loss.
    (d) Notification issued by the Central or State Govt declaring that the damage is due to a natural calamity.
    (e) 100% Disability Certificate (for ESM/widow).
    (f) Death Certificate of parents (for orphaned daughter).
    (g) A certificate from applicant that he/she has not received any compensation or aid from the Govt for the damage.
    (h) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by eligible orphan daughter orESM / widow at his or her respective ZSB. ZSWO will scrutinize the application and If found correct in all respects, will it forward (hard copy as well as in digital format) to concern RSB. If found meeting QRs, RSB will forward it to the KSB Sectt for payment.

Processing at KSB

On receipt in the Welfare Section at KSB Sectt, the applications will be filed in order of their receipt. The Section-in-Charge will assign these applications to a particular clerk to enter/check relevant data from the applications onto computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will also verify the same and put up printed list to Jt Dir (Welfare). Such applications pertaining to AFFDF will be moved for sanction of the Competent Authority in one lot, preferably on a quarterly basis.

Payment Procedure

After approval of Competent Authority, the applications will be processed for making payments. After verifying the ESM's service number, name, bank account no, bank's IFS Code and address, the Welfare Section will forward the approved list to Accounts Section to make the payments directly via ECS.

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Annexure 1

FINANCIAL ASSISTANCE FOR MEDICAL TREATMENT OF ESM

Financial assistance for medical treatment of ESM

All the pensioners of Armed Forces have been provided medical cover compulsorily under ECHS wef 01 Apr 2008. However, non-pensioner ESM who were sent out of services early in their life due to organizational constraints or discharged at their own request have no such medical cover. With ever increasing costs of health care, it becomes extremely difficult for non-pensioner ESM to combat diseases especially in old age. At such age, medical expenses push such ESM into a state of poverty and loss of dignity. The scheme to provide financial assistance to non-pensioners, who are without any other sources of income and in state of penury,was started in year 1981 with an amount depending upon nature and gravity of ailment. This was last revised in May 2007 with onetime grant of Rs 30,000/-.

Aim

The aim of this aid gratis is to provide financial assistance to non-pensioner ESM or their widow to meet routine medical expenses during the year.

Financial Assistance

For the medical treatment out of AFFDF is provided up to a maximum of Rs.30,000/- per year per eligible ESM/widow, in a financial year. The expenditure incurred on treatment of various serious ailments is covered under a separate scheme.

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be a non-pensioner ESM or his widow.
    (b) Should be of rank Havildar/equivalent and below.
    (c) Should be recommended by respective Zila Sainik Board (ZSB).
    (d) Expenditure must be incurred at recognized government hospitals at rates approved under CGHS/ ECHS.

Application

Application should be made in prescribed format with recommendation of ZilaSainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of following documents duly attested by ZSWO must accompany the application:-

    (a) Discharge book/documents.
    (b) I-Card issued by ZSB is must both for ESM & widows.
    (c) Original medical bills countersigned by the attending doctor.
    (d) Hospital discharge summary countersigned by attending doctor.
    (e) A certificate from the applicant stating that he/she has not taken any money/grant from the State or present employer in the form of reimbursement or medical allowance.
    (f) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible ESM/widow at respective ZSB. ZSWO will scrutinize the application and If found correct, will forward all such applications (hard and soft copies) on a monthly basis to the KSB Sectt for processing.

Processing at KSB Sectt

On receipt in Welfare Section at KSB Sectt, the applications will be filed in order of receipt. The Section-in-Charge will assign these applications to a particular clerk to enter/check relevant data from the applications on computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list for approval of Jt Dir (Welfare). Such applications pertaining to AFFDF will be moved for sanction of competent authority in one lot, preferably on a quarterly basis.

Payment Procedure

After approval of the applications, list of the approved cases will be verified by the Welfare Section for payment. After verifying the service no, name, bank's IFS Code and Account number of beneficiaries, the Welfare Section will forward the approved list to the Accounts Section for payments, which will make the payments directly to the beneficiaries via ECS or by an account payee cheque.

Subsequent Grant

An applicant may apply for the medical grant again during the same year subject to the ceiling of Rs 30,000/- maximum in a financial year.

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Annexure 1

FINANCIAL ASSISTANCE FOR MARRIAGE OF ESM DAUGHTERS

This scheme provides financial assistance to Pensioner/Non-Pensioner Ex-Servicemen (ESM) up to the rank of Havildar or equivalent in the Navy/Air Force. The scheme was started in way back in the year 1981 with an amount of Rs 3,000/- per daughter. This was revised in May 2007 to Rs 16,000/- per head and applicable up to two daughters.

Aim

The aim of this aid gratis is to provide financial assistance to ESM or widows up to the rank of Havildar for marriage of their daughters.

Financial Assistance

Paid out of AFFDF is provided for marriage of daughters of an eligible ESM or widow and remarriage of widows, at a rate of Rs.16,000/- per daughter (maximum two).

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be an ESM or his widow.
    (b) Should be of rank Havildar & below.
    (c) The daughter should be above 18 years of age.
    (d) Should be recommended by respective ZSB.
    (e) Should not have obtained any financial grant for this purpose from State/Service.

Application

Application should be made on the prescribed application form with the recommendation of respective Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of the following documents duly attested by respective ZSWO must accompany the application:-

    (a) Discharge Book/Document (must have entry regarding daughter).
    (b) Proof of Age of the daughter.
    (c) Proof of Marriage - Certificate from Registrar/Village Sarpanch.
    (d) A Certificate from Applicant that he/she has not taken any money / assistance / grant from respective State Govt / Services towards the daughter's marriage.
    (e) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by eligible ESM/widow sat the respective ZSB immediately on solemnization of the marriage. ZSWO will scrutinize the application and if found correct, it will forward (hard as well as soft copies) along with supporting documents on a monthly basis to the KSB Sectt for payment. The old cases of this scheme will not be entertained.

Processing at KSB Sectt

On receipt in the Welfare Section at KBS Sectt, application will be processed in order of receipt. The Section-in-Charge will assign these applications to a particular clerk, who will enter desired data from the applications onto computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list of eligible applicants to JD(Welfare). Such applications pertaining to AFFDF will be moved for sanction of the competent authority in one lot preferably on a quarterly basis.

Payment Procedure

After approval of the cases, the approved cases will be processed for payment by the Welfare Section. After verifying the service number, name, bankers, account number and IFS Code, the Welfare Section will forward the batch-list to the Accounts Section for online payment, who will make the payment directly to the beneficiaries via ECS or by an account payee cheque as applicable.

Subsequent Grant

Fresh application is required to be made for marriage grant for second daughter (if any) as per the above procedure and timeline.

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Annexure-1

FINANCIAL ASSISTANCE TO 100% DISABLED CHILD OF ESM

The Ex-Servicemen (ESM), like all men in society, are also prone to misfortunes. In an unfortunate event of his child born deformed or later disabled due to accident /natural causes / disease, his capacity to deal with the misery is comparatively lower than the others in the society. In such a scenario, it is the responsibility of the organization to assist ESM in looking after his disabled child and provide them some help to resettle in life. The scheme to provide financial assistance to those ESM who are without any other source of income and in a state of penury, was started in 2007 with an amount of Rs 500/- per month. This rate was last revised on file in Oct 2011 with an amount of Rs 1,000/- per month.

Aim

The aim of this aid gratis is to provide a small measure of relief to 100% disabled children of ESM.

Financial Assistance

For the disabled child out of AFFD Fund will be provided at a rate of Rs.1000/- per month payable on monthly basis during the financial year.

Eligibility Conditions

The following criteria must be fulfilled:-

    ((a) Child must be a legitimate offspring of ESM/Widow.
    (b) ESM should be of the rank of Havildar/equiv of the Navy/Air Force and below.
    (c) The child should be 100% disabled.
    (d) Should not be in receipt of any disability benefit from any official agency.
    (e) Should be recommended by respective Zila Sainik Board (ZSB).

Application

Application should be made on the prescribed application form with recommendation of Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1 to this page. Copies of the following documents duly attested by ZSWO must accompany the application:-

    (a) Photocopy of Discharge Book (must have entry regarding child).
    (b) ESM and Dependent Identity Card issued by ZSB.
    (c) 100% disability certificate issued by Military / Govt hospital.
    (d) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible ESM / widow athis or her respective ZSB by 31st Dec of the year. The ZSWO will scrutinize the application and if found correct in all respects will forward (a hard copy as well as in digital format) it through his RSB to KSB by 31st Jan of the year for further processing and the case to be considered in the current financial year.

Processing at KSB Sectt

On receipt in the Welfare Section, the AFFDF applications will be filed in order of receipt in batches of 200 each. The Section-in-Charge will assign this file to a particular clerk who will enter the desired data from applications onto the computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list for approval of JD(Welfare). Such applications pertaining to AFFDF will be moved for sanction of the competent authority in one lot, preferably on quarterly basis.

Payment Procedure

After the application has been approved, the same will be processed for payment in batches of 200 applications by the Welfare Section. After verifying the service number, name, bankers, IFS Code and account number, the Welfare Section will forward the batch list to Accounts Section for payment, which will make the payment directly via ECS or by an account payee cheque.

Subsequent Grant

Disabled Child Grant, once approved, stands for the duration of eligibility. However, every year a "Life Certificate” (as per the format attached) and "DisabilityCertificate” on the Govt prescribed format, need to be submitted through the respective ZSB by 15Jan for the grant to be continued in the next financial year. All the cases of renewal will be put upto JD (Welfare) by 01 Mar, who will in turn obtain the sanction of the Secy, KSB for continuation of the financial assistance during next financial year.

The financial assistance is non-transferable and will cease automatically upon death of the beneficiary. It is the responsibility of ZSB to inform KSB Sectt regarding death of a beneficiary.

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    Annexure- 1    

    Annexure- 2

FINANCIAL ASSISTANCE FOR EDUCATION OF CHILDREN/WIDOWS OF ESM

Financial Assistance for Education of Children/Widows of ESM

This scheme to provide financial assistance to ESM and their widows for helping them in educating their wards was started in 1981 with an amount of Rs 15/- per child per month for a maximum of three children up to Class XII. This scheme was last revised in Oct 2011 into a monthly grant of Rs 1000/- per month per child (for maximum two children) up to graduation and also for widows to pursue Post Graduation degree.

Aim

Aim of this scheme is to provide scholarship to up to a maximum of two dependent children of ESM or their widows, up to the ranks of Havildar in the Army and equivalent in the Navy and Air Force, and to widows for post graduation degree course.

Financial Assistance

For education is provided out of AFFD Fund @ Rs.1000/- per month per head (up to max two children) of eligible ESM and their widows, for the previous academic year, payable in one installment in a financial year. This is applicable for classes 1 to 12 of school and undergraduate classes of a degree college. This grant is also admissible to widows who wish to pursue 2-year post graduate degree. This grant is not applicable for any of the professional or technical courses/degrees.

Eligibility Conditions

The following criteria must be fulfilled to avail this grant:-

    (a) Applicant must be an ESM/ widow/Orphan dependent.
    (b) Should be of rank Havildar/equivalent and below.
    (c) The child should have passed the previous class.
    (d) Should be recommended by respective Zila Sainik Board (ZSB).
    (e) Should not be drawing education allowance from the State or his Employer.

Application Form

Application should be made on the prescribed application form with recommendation of concerned Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed as Annexure 1. Copies of the following documents duly attested by the respective ZSWO must accompany the application:-

    (a) Complete Discharge Book/Documents.
    (b) ESM or Widow I-Card issued by respective ZSB.
    (c) Mark-sheet / School Progress Card of child/children.
    (d) Part –II Order mentioning names of the child(ren) for which grant is sought or the reshould be a proper entry to this effect in the Discharge Book/Documents.
    (e) A certificate from applicant saying that he/she has not taken any money/grant from the state or present employer in the form of education allowance or scholarship.
    (f) Details of Bank A/c No (in PNB/SBI only) and IFS Code.
    (g) Aadhar Card copy.

Channel of Application

The application for the just concluded academic year must be submitted by an eligible ESM / their widows to respective ZSB in the month of May for non-board classes, in Jul for the board classes 10th & 12th and in Aug for under-graduate course students. ZSWO will scrutinize the applications and if found correct, will forward (hard copy and its requisite data in digital form) directly to the KSB Sectt by 31 July, 30 Sep and 31 Oct respectively for payment in the current financial year.Old cases will not be accepted.

Processing at KSB

On receipt at the KSB Sectt, the applications will be filed in order of receipt. The Section-in-Charge will assign them file to the designated clerk who will enter/check data of the applications into computer. Another clerk will be designated to check correctness of the entries and eligibility of applicants. Section-in-Charge will also check the same and put up toJD(Welfare). Such applications in a lot pertaining to AFFDF will be moved for approval of the competent authority preferably on a quarterly basis.

Payment Procedure

After approval of the applications, the same will be processed for payment by the Welfare Section. After verifying the service number, name, bankers, IFS Code and account number of the applicants, Welfare Section will forward the approved list to the Accounts Section for payments, which will release the payments via ECS to the beneficiaries.

Subsequent Grant

Fresh application is required to be made for all the subsequent academic years provided the child(ren) has/have satisfactorily advanced to the next class.Subsequent application should also be submitted through ZSB in the month of May. ZSB will forward all the applications to KSB Sectt by 31 July (and 30 Sep for the college students) each year for consideration in the current financial year.

Jt Dir (Welfare) will put up the list of approved applicants and their payment status whenever made on to the website (www.desw.gov.in)

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Annexure-1

Service Pension

Definition:

Service Pension is a pension, which is sanctioned to a P.B.O.R. on Completion of his terms of engagement for the qualifying service Rendered by him in the Armed Forces.

Condition:

1. Minimum qualifying service without weightage to earn a Service pension is 15 years (20 years in case of NC (E))

2. Linkage of full pension with 33 years of Q.S. is dispensed with from 01.01.2006.
Now pension of PBOR will be calculated at rate of 50% of emoluments last drawn
or average of reckonable emoluments drawn during last 10 months which is more beneficial.
Authority : G.O.I. letter no 17(4)/2008 (2)/D(Pen/Pol) dated 12/11/2008.

3. The above calculated service pension shall in no case less than 50% of notional pay in the post – 01.01.2006 revised pay structure corresponding to the maximum of Fifth CPC pay scales including whole of classification allowance last drawn in the rank and group held of the time of discharge / invalidment. The amount so determined will be the pension for 33 years of reckonable qualifying service including improved weightage (except TA personnel) as given below at point IV. For lesser period of reckonable qualifying service this amount will be proportionately reduced.

4. After 01.01.06 with the implementation of the order on “Improvement in the Pension of PBOR” the weightage in respect of Sepoy, Naik and Havildar has been raised to 10 years, 8 years and 6 years respectively (for all past and future retirees.) subject to a restriction of 30 years as maximum qualifying service. The benefit would be given only in respect of Service Pension.

5. The amount of pension finally arrived at will be subject to a minimum of Rs. 3500/- per month.
Authority : G.O.I. letter no 14(3)/2004-D(Pen/Sers)/Vol.III dated 01/02/2006 and 02/05/2006. The service pension in respect of PBOR for 33 years of qualifying service is calculated at 50% of the maximum of the scale of pay, including 50% of the highest classification allowance, if any, of the rank/pay group actually held continuously for 10 months (or maximum period of 10 months) before the date of discharge subject to minimum of Rs.1275/- p.m.(Rs.1913/- pm after merger of DP)

TA Personnel

No service pension in respect of TA Personnel was admissible prior to 11-06-1985. Minimum qualifying embodied service to earn service pension in respect of TA Personnel is 15 years . 5% cut is imposed on the pension who have completed 15 years or more aggregate embodied service but have not completed 20 years of aggregate embodied service. In no case the pension so calculated should exceed the normal pension of a regular Army personnel for same rank and length of service.

At Own Request

No service pension is admissible if the individual is discharged at his own request, if the qualifying service is less than 15 years. In case qualifying service rendered is 15 years or more, Service Pension is admissible for the rank and group and qualifying service rendered as in case of those who discharged on completion of terms of engagement.

On Dismissal

Service pension is not admissible if the individual is dismissed from service under Army Act. However, service pension is such cases is admissible at the discretion of the President not exceeding the rate which would have been admissible had he been discharged in normal circumstances.